0% APR Representative Finance* available

If you’re not quite ready to pay for your purchase in full, our three, brand new interest-free finance options are here to help. Read on to find out a little more about each option and how you can access them.

 

1. 12 months interest-free

Our 12-month interest-free option is available on all purchases over £280. Simply choose your dream bike, click on the 12 months interest-free finance option at checkout and see a full breakdown of costs and your monthly payments.

All you’ll need to pay today is a 20% deposit online or a 10% deposit in-store, followed by 12 equal monthly payments using our interest-free credit option. Your purchase will be dispatched or available to collect in store as soon as your finance package is approved by Klarna.

Here’s an example of costs based on the 10% deposit in-store:

Representative Example:

Purchase price

£480.00

Deposit

£48.00

Amount of credit

£432.00

12 monthly payments

£36.00

Total repayable

£480.00

Agreement duration

12 months

Rate of Interest (fixed)

0% per annum

 

2. Buy now, pay later for 30 days

With our second finance option, you can enjoy your brand new bike, scooter or accessories without paying a thing for a whole 30 days! To access this option online, simply choose the products you wish to purchase and select the buy now, pay later option at checkout.

There is no credit check required, we’ll simply request a postcode and debit card with the same details. The buy now, pay later option is available on all purchases over £30.

 

3. Three even payments

Split the cost of your purchase in three with our three even payments option. Simply pay the first third of your purchase today as a deposit and, the next two thirds in the following two months.

Here's an example breakdown of the costs for this option:

Representative Example:

Purchase price

£150.00

Deposit

£50.00

Amount of credit

£100.00

First month

£50.00

Second month

£50.00

Total repayable

£150.00

 

Womens bikes
Womens bikes
Childrens bikes
Accessories

 

Terms & Conditions

Cycle King / Hawk Cycles, brand names of the PCM Group, acts as a credit intermediary and offer credit products provided only by Klarna. Klarna is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit www.klarna.com/uk. Finance is only available to UK residents over 18, subject to status, terms and conditions apply.

 

Q&A

 

Q1: How long does it take to get a decision on whether I can qualify for finance?

A1: Normally within 3 minutes.

Q2: When can I collect my items? 

A2: In most cases, you can take your items immediately. We will let you know if this isn’t the case, though. 

Q3: What if I change my mind? 

A3: If it is within 14 days, and you have not collected the bike, you will be eligible for a refund of your deposit.

Q4: What if I want to keep the bike but not use the finance?

A4: If the bike has been collected, we cannot refund it. However, if it is within 14 days of purchase, you can cancel the finance without any change and pay for your bike using another payment method.

Q5: Is there a limit I can spend on finance?

A5: Yes - we are only able to offer finance up to £3000. 

Q6: Can I call you to make my payment?

A6: Sorry but Klarna can only collect your payments through direct debit.

Q7: What if I have a problem?

A7: Please feel free to contact Klarna on 020 300 50833.